Looking for a smartphone that takes stunning photos and a budget friendly? We’ve tested and ranked the 10 best camera phones under ₹20000 available in India right now.
Whether you’re a photography enthusiast, social media creator, or just want great-looking vacation photos, this guide will help you choose the perfect device.
How We Selected These Phones:
✔ Camera Performance (daylight, night mode, portrait shots)
✔ Display Quality (AMOLED vs LCD, refresh rate)
✔ Battery Life & Charging Speed
✔ Processor & Gaming Performance
✔ Software Experience
✔ Value for Money
1. Redmi Note 13 Pro 5G – The Ultimate Camera Phone
Price: (₹19,799)
Why it is special!
📸 200MP Main Camera – The highest resolution in this budget
🖥️ 6.67″ AMOLED 120Hz Display – Vibrant colors, smooth scrolling
⚡ Snapdragon 7s Gen 2 – Handles heavy games easily
🔋 67W Fast Charging – Goes from 0-100% in 45 minutes
Best For: Those who want DSLR-like photography from their phone.
Pros:
✅ Best-in-class camera detail
✅ Premium AMOLED display
✅ Very fast charging
Cons:
❌ MIUI has some ads
❌ Slightly bulky design
2. Redmi Note 13 5G – Best Budget Pick
Price: (₹14,499)
Standout Features
📸 108MP Triple Camera – Amazing quality for the price
🖥️ 120Hz AMOLED Display – Rare under ₹15K
💰 Excellent Value – Most features you’d want
Perfect For: Students and budget-conscious buyers.
Pros:
✅ Great main camera
✅ Smooth AMOLED display
✅ Affordable price
Cons:
❌ Slower 33W charging
❌ No optical stabilization
3. OnePlus Nord CE 3 Lite 5G – Best Software
Price: (₹19,500)
Key Advantages:
🖥️ Clean OxygenOS – No bloatware, smooth experience
⚡ 67W Fast Charging – Charges fully in 45 mins
📸 108MP Camera – Good daylight photography
Ideal For: Those who hate bloatware and want clean software.
Pros:
✅ Clean Android experience
✅ Very fast charging
✅ Reliable performance
Cons:
❌ LCD display (not AMOLED)
❌ Basic ultra-wide camera
4. Poco X6 Neo – Performance Beast
Price: (₹15,990)
Why Choose This?
🎮 12GB RAM – Best for heavy multitasking
📸 108MP Camera – Great for social media
🖥️ AMOLED 120Hz Display – Smooth visuals
Best For: Gamers and power users.
Pros:
✅ Excellent performance
✅ Great display
✅ Good main camera
Cons:
❌ MIUI software
❌ Basic secondary cameras
5. Infinix Note 40 Pro 5G – Premium Features
Price: (₹18,999)
Unique Aspects
📱 Curved AMOLED Display – Feels premium
⚡ 45W Wireless Charging – Rare in this range
📸 108MP Camera – With good night mode
Perfect For: Those who want flagship-like features.
Pros:
✅ Beautiful curved display
✅ Wireless charging
✅ Good camera system
Cons:
❌ Infinix software isn’t the best
❌ Slightly overpriced
6. Lava Blaze 5G – Made in India
Price: (₹12,999)
Standout Qualities
Indian Brand – Supports local manufacturing
📸 50MP Camera – Decent for the price
🖥️ Clean Android – No bloatware
Best For: Those who want to support Indian brands.
Pros:
✅ Very affordable
✅ Clean software
✅ 5G support
Cons:
❌ Basic camera performance
❌ LCD display
7. iQOO Z7 5G – Low Light Expert
Price: (₹19,999)
Camera Highlights
🌙 64MP with OIS – Best for night photography
🖥️ AMOLED Display – Deep blacks
⚡ 44W Charging – Fast enough
Ideal For: Night photography enthusiasts.
Pros:
✅ Excellent low-light camera
✅ Good AMOLED display
✅ Solid performance
Cons:
❌ Smallest battery (4500mAh)
❌ Only 90Hz refresh rate
8. Realme Narzo 60 5G – Stylish Choice
Price: (₹19,999)
Design & Features
👔 Vegan Leather Back – Unique and premium
📸 64MP Camera – With AI enhancements
🖥️ AMOLED Display – Vibrant colors
Perfect For: Fashion-conscious users.
Pros:
✅ Premium design
✅ Good display
✅ Decent camera
**Cons:
❌ Single rear camera
❌ Slightly overpriced
9. Moto G73 5G – Stock Android
Price: (₹16,999)
Key Benefits
🖥️ Clean Android – No bloatware
📸 50MP+8MP Cameras – Good versatility
🔊 Stereo Speakers – Great for media
Best For: Those who prefer stock Android.
Pros:
✅ Clean software
✅ Good camera setup
✅ Decent performance
**Cons:
❌ LCD display
❌ Slower charging
10. Samsung Galaxy M14 5G – Battery Champ
Price: (₹17,999)
Standout Feature
🔋 6000mAh Battery – Lasts 2 days easily
📸 50MP Camera – Decent quality
🔄 4 Years Updates – Longest software support
Ideal For: Heavy users who need all-day battery.
Pros:
✅ Amazing battery life
✅ Long software support
✅ Reliable brand
Cons:
❌ Basic LCD display
❌ Slow charging
Final Buying Advice:
| Category | Smartphone Model | Price |
|---|---|---|
| Best Overall | Redmi Note 13 Pro 5G | ₹19,799 |
| Best Budget | Redmi Note 13 5G | ₹14,499 |
| Best Battery | Samsung Galaxy M14 5G | ₹17,999 |
| Best Software | OnePlus Nord CE 3 Lite 5G | ₹19,500 |
| Best Design | realme Narzo 60 5G | ₹19,999 |
FAQs About Best Camera Phones Under ₹20,000
1. Which is the best camera phone under ₹20,000 in 2025?
The Redmi Note 13 Pro 5G (₹19,799) is the best overall choice with its 200MP primary camera, AMOLED display, and 67W fast charging. It delivers DSLR-like photo quality in this budget range.
2. Which budget phone has the best camera under ₹15,000?
The Redmi Note 13 5G (₹14,499) is the best budget option with a 108MP main camera and a 120Hz AMOLED display, offering great value for money.
3. Which phone has the best battery life under ₹20,000?
The Samsung Galaxy M14 5G (₹17,999) has the longest battery life with a 6000mAh battery, easily lasting 2 days on moderate usage.
4. Which phone has the cleanest software experience under ₹20,000?
The OnePlus Nord CE 3 Lite 5G (₹19,500) runs OxygenOS, offering a bloatware-free, smooth Android experience with 67W fast charging.
5. Which phone is best for low-light photography under ₹20,000?
The iQOO Z7 5G (₹19,999) has 64MP with OIS (Optical Image Stabilization), making it the best choice for low-light and night photography in this price range.
Pro Tip: Always check for festival discounts – you might get these phones for even less during sales!
Which of these camera phones are you considering? Let us know in the comments! 📱✨